Ameritas Direct The No-Load Insurance Pioneer

1-800-555-0955

Put the Power of a No-Load Annuity To Work for You

Annuities are long-term investment vehicles designed to supplement your income during your retirement years. If you're concerned about protecting your financial future, we've developed the product that may be right for you! Work towards making your retirement dreams a reality.

Some of the benefits of the Ameritas No-Load Variable Annuity include:

No Load - We save you money by charging lower fees.
No Withdrawal Charge - There's no penalty for canceling your policy at any time (Gains are taxed as ordinary income and additional penalties may apply to withdrawals prior to age 59½.)
Guaranteed Lifetime Withdrawal Benefit Rider (GLWB)–-A flexible source of income you can count on for as long as you need it. Single life and joint spousal options available on nonqualified plansand IRA plans
Trusted Investment Option Firms - Vanguard^®VIF, Fidelity^®VIP, PIMCO VIT, Third Avenue, T. Rowe Price^®and more.
Over 50 Investment Options - Covering a full range of asset classes.
Excellent Rollover Opportunities - Compare the cost of your existing annuity.

Lower Costs
Keep in mind all insurance policies have charges. But with no sales load or surrender charges, no load policies usually cost less. Plus the current and even the guaranteed insurance expenses of the Ameritas No-Load Variable Annuity, issued by Ameritas Life Insurance Corp. are lower than the average annuity's current expense charges - cost savings that go right to your bottom line. When you invest in an Ameritas No-Load Variable Annuity, your tax-deferred income has the potential to grow with no strings attached. Investment options carry their own costs and variable annuities have investment risk including the possible loss of principal.

To learn more about the Ameritas No-Load Variable Annuity difference, call us at 800-555-0955.

2010 UNIFI Companes Annual Report Available
The 2010 UNIFI Companies Annual Report is now available for download.

A.M. Best Affirms UNIFI's Group Rating of A (Excellent)
A.M. Best Company has affirmed UNIFI's group rating of A (Excellent) for financial strength and operating performance. This is the third highest of A.M. Best's 15 ratings. News Release (01/20/11)

Standard & Poor's Affirms Companies' Financial Strength Ratings
Standard & Poor's (S&P) has reaffirmed the rating of A+(Strong) for insurer financial strength. This is the fifth highest of S&P's 21 ratings.
Research Update (03/28/11)

Apply Now

It's easy to purchase The Ameritas No-Load Variable Annuity, answer a few short questions to access PDFs of the forms you'll need or choose to have a quote and forms mailed to you.

Apply For An Annuity Today!
What is your state of residence?
Are you replacing an annuity?	Yes No
Are you transferring money from another company?		1035 Exchange
		Transfer/Rollover Mutual Fund Redemption
		No

Keep in mind replacement might not be right for everyone. There can be significant penalties and charges when surrendering an existing annuity.

At Your Service

Ameritas No-Load Variable Annuity (Form 6150) and GLWB Rider (form 4901) are issued by Ameritas Life Insurance Corp. and underwritten by affiliate Ameritas Investment Corp. Product not available in NY.

Variable annuities are suitable for long-term investing, particularly for retirement, and are subject to investment risk, including the possible loss of principal. Before investing, carefully consider the investment objectives, risks, charges and expenses and other important information about the policy issuer and underlying investment options. This information can be found in the policy prospectus and investment option prospectuses available on this website or by calling 800-555-0955. Read the prospectuses carefully before investing.

ADVAW 001 Ed. 5-11