 Fidelity® Variable Insurance Products
Fidelity Investments is one of the world's largest providers of financial services, with assets under administration $3.2 trillion, including managed assets of over $1.5 trillion as of December 31, 2009. Fidelity offers investment management, retirement planning, brokerage, and human resources and benefits outsourcing services to 24 million individuals and institutions as well as through 5,500 financial intermediary firms. The firm is the largest mutual fund company in the United States, the No. 1 provider of workplace retirement savings plans, the largest mutual fund supermarket and a leading online brokerage firm.
Investment Option Firm/ Funds
Fidelity®VIP Initial Class |
Asset Category |
Risk/Reward Potential |
Primary Investments |
| Investment Grade Bond |
Investment Grade Bond |
1 2 3 4 5 |
Seeks a high level of current income as is consistent with the preservation of capital by investing in investment grade intermediate fixed-income obligations. |
| High Income |
High Yield Bond |
1 2 3 4 5 |
Seeks a high level of current income, while also considering growth of capital by investing in lower-rated, income producing debt securities.1 |
| Contrafund® |
Large Cap Growth |
1 2 3 4 5 |
Seeks long-term capital appreciation by investing the fund's assets primarily in common stocks of companies whose value is believed to be not fully recognized by the public. |
| Mid Cap |
Mid-Cap Growth |
1 2 3 4 5 |
Seeks long-term capital growth by investing in securities of companies with medium market capitalization.2 |
| Overseas |
Large Cap International |
1 2 3 4 5 |
Seeks long-term capital growth by investing in foreign securities.3 |
|
Strategic Income |
Small Cap Blend |
1 2 3 4 5 |
Seeks a high level of current income. The fund may also seek capital appreciation. It allocates assets among four general investment categories; high yield securities, U.S. Government and investment-grade securities, emerging markets securities and foreign developed market securities.1,3 |
|
Equity Income |
Large Cap Value |
1 2 3 4 5 |
Seeks reasonable income by investing primarily in income-producing equity securities. |
|
Growth |
Large-Cap Growth |
1 2 3 4 5 |
Seeks to achieve capital appreciation by investing in the fund’s assets primarily in common stocks of companies whose value is believed to have above average growth potential. |
Information on the risk ranking of investment options is provided by the UNIFI Investment Products Group (an affiliate of Ameritas Life Insurance Corp.), and is provided as impersonal information, and not as investment advice. The Investment Products Group is not advising you personally concerning the nature, potential, value or suitability of any particular investment option. The provision of a risk ranking does not constitute a recommendation that any particular investment option is suitable for any specific person. Risk rankings are prepared from sources believed to be reliable, but the sources are not guaranteed and may not be accurate. Please consult with your own advisers concerning the advisability of selecting particular investment options within your policy. Risk rankings range from “1” (lower risk and lower reward potential) to “5” (higher risk and higher reward potential). Fidelity and Ameritas are not affiliated.
1 High yield bonds have a higher risk that the issuer of the bond will default on payments of principal and interest.
2 Mid capitalization stocks have historically exhibited more volatility than larger-capitalization stocks.
3 Foreign securities, foreign currencies and securities issued by U.S. entities with substantial foreign operations can involve additional risk relating to political, economic or regulatory conditions in foreign countries and these risks are greater in emerging markets. These risks include fluctuations in foreign currencies; withholding or other taxes; trading, settlement, custodial and other operational risks; and the less stringent investor protection and disclosure standards of some foreign markets.
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