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DWS Variable Series
DWS Investments is the US retail brand of Deutsche Bank's global asset management division. With access to the expertise of a powerful global network in more than 14 countries, DWS Investments strives to make innovative investment strategies and solutions, traditionally reserved for institutions and high net work individuals, available to the US retail investor. 

DWS Investments manages over $124 billion (as of 12/31/10) in retail and retirement assets in more than 150 mutual funds and variable insurance portfolios across all major asset categories in the US. Organizations under the DWS brand manage approximately $332 billion globally (as of 12/31/10).

Investment Option Firm/Fund
DWS VS I
Class A
Asset Category Risk/Reward Potential Objective/Primary Investments
Capital Growth VIP Large Cap Growth 1 2 3 4 5 Seeks to provide long-term growth of capital.  The fund normally invests at least 65% of total assets in equities, mainly common stocks of US companies. The fund generally focuses on established companies that are similar in size to the companies in the S&P 500® Index (generally 500 of the largest companies in the US) or the Russell 1000® Growth Index (generally those stocks among the 1,000 largest U companies that have above-average, price-to-earnings ratios). 1

Investment Option Firm/Funds
DWS VS II
Class A
Asset Category Risk/Reward Potential Objective/Primary Investments
Dreman Small Mid Value VIP Small Cap Blend 1 2 3 4 5 Seeks long-term capital appreciation. Under normal circumstances, the portfolio invests at least 80% of net assets in undervalued common stocks of small U.S. companies. 2
Global Thematic VIP

World Stock

1 2 3 4 5 Seeks long-term capital growth. Under normal circumstances, the portfolio invests at least 80% of net assets in common stocks and other equities of companies throughout the world that portfolio management considers "blue chip" companies. 3

 

Information on the risk ranking of investment options is provided by Ameritas Life Insurance Corp.'s Investment Products Group, and is provided as impersonal information, and not as investment advice.  The Investment Products Group is not advising you personally concerning the nature, potential, value or suitability of any particular investment option.  The provision of a risk ranking does not constitute a recommendation that any particular investment option is suitable for any specific person.  Risk rankings are prepared from sources believed to be reliable, but the sources are not guaranteed and may not be accurate.  Please consult with your own advisers concerning the advisability of selecting particular investment options within your policy. Risk rankings range from “1” (lower risk and lower reward potential) to “5” (higher risk and higher reward potential).

1 Indexes are unmanaged.

2Any fund that focuses in a particular segment of the market will generally be more volatile than a fund that invests more broadly.  Stocks of small and medium-sized companies involve greater risk than securities of larger, more-established companies.  Any decline in value of a fund security that is out on loan by the fund will adversely affect performance.  Financial failure of the borrower may mean a delay in recovery or loss of rights in the collateral.  Stocks may decline in value  See the prospectus for details.

3 Investing in derivatives entails special risks relating to liquidity, leverage and credit that may reduce returns and/or increase volatility.  Investing in foreign securities, particularly those of emerging markets, presents certain risks, such as currency fluctuations, political and economic changes, and market risk.  Any decline in value of a fund security that is out on loan by the fund will adversely affect performance.  Financial failure of the borrower may mean a delay in recovery or loss of rights in the collateral.  Stocks may decline in value.  See the prospectus for details.

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Ameritas No-Load Variable Annuity (Form 6150) and GLWB Rider (form 4901) are issued by Ameritas Life Insurance Corp. and underwritten by affiliate Ameritas Investment Corp. Product not available in NY. 

Variable annuities are suitable for long-term investing, particularly for retirement, and are subject to investment risk, including possible loss of principal. Before investing, carefully consider the investment objectives, risks, charges, expenses and other important information about the policy issuer and underlying investment options. This information can be found in the policy prospectus and investment option prospectuses available on this website or by calling 800-555-0955. Read the prospectuses carefully before investing. 

ADVAW 003 Rev. 5-11
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